- What does my lender require?A plain guide to multifamily lender insurance requirements: property at replacement cost, loss of rents, liability and umbrella, flood, equipment breakdown, D&O for co-ops, and proof of insurance.
- Co-op & condo board D&O explainedWhat directors and officers (D&O) insurance does for NYC co-op and condo boards: who is covered, typical claims, common exclusions, and what limits lenders require.
- What drives NYC building insurance premiumsWhy NYC apartment building insurance costs what it does: replacement cost, construction, age and updates, loss history, violations, location, limits, deductibles and the insurance market.
- Property vs. general liability for landlordsThe difference between property insurance and general liability for landlords and building owners: what each covers, what neither covers, and how they fit with an umbrella.
- What to have ready for a quoteChecklist for an apartment building insurance quote in NYC: building details, updates, loss runs, current policy, rent roll, lender requirements and where to find public records.
Owner guides
Insurance guides for building owners and boards
Straight answers to the questions owners, landlords and board members ask us most. General information, not legal advice, and your own policy and loan documents always control.
See what your NYC building would cost to insure.
Type your address. We pull your building from NYC city records and show an instant property and liability estimate for buildings with 4 to 1000 apartments. Commercial, out-of-state or construction? Send us a message or call 646-494-4355.