Staten Island buildings we insure
- Multifamily rentals, from four-unit buildings to larger apartment buildings. See landlord insurance.
- Garden apartments and condo associations. See condo association insurance.
- Mixed-use buildings on commercial corridors. See mixed-use insurance.
- Retail and office properties. See office building and shopping center insurance.
- New construction. See builders risk insurance.
Flood is the big question on Staten Island
Much of the East Shore and South Shore, including neighborhoods such as Midland Beach and South Beach, lies in or near FEMA flood zones. Standard property insurance generally does not cover flood. Flood coverage is bought separately, either through FEMA's National Flood Insurance Program or a private flood insurer, and a lender requires it for a building in a Special Flood Hazard Area.
Check your address on NYC's Flood Hazard Mapper or the FEMA Flood Map Service Center, then ask us to quote flood alongside the rest of your program so nothing falls between policies.
Frequently asked questions
Does my building policy cover flood?
Generally no. Standard commercial property policies exclude flood. Flood coverage is a separate policy from the NFIP or a private flood insurer.
Do you insure small multifamily buildings on Staten Island?
Yes. The instant estimate covers buildings with 4 to 1000 apartments. For two- and three-family houses or unusual properties, call Jacob at 646-494-4355.
Do you insure condo associations on Staten Island?
Yes. We write master policies for condo associations, including liability, umbrella and D&O for the board.